FAQ
Find quick answers to common questions about Medicare, our services, and how we can help.
Medicare FAQ
Below are frequently asked questions about Medicare.
Dalton Insurance is proud to offer free education and guidance to help you find the right Medicare plan. We earn a commission from insurance companies when we help you enroll in a plan that fits your needs. This allows us to provide personal support at no extra cost to you.
No, not at all. Our team is committed to helping you choose the plan that is best for your needs. We are paid the same amount no matter which plan you choose, so our only goal is to find what works best for you.
Many Medicare websites can feel overwhelming, confusing, or push you toward certain plans. At Dalton Insurance, we do things differently. We simplify Medicare, explain your options clearly, and offer honest, unbiased guidance to help you make the best decision for your unique situation.
No. Dalton Insurance is not tied to any one company. We are independent brokers who partner with a wide range of trusted Medicare providers. That means we work for you, not for any insurance company.
Yes. Dalton Insurance and all of our team members are fully licensed to offer Medicare insurance products. Our advisors are trained, certified, and updated regularly to make sure you get knowledgeable, up-to-date support.
No, there are no extra costs when you work with us. The price of your Medicare plan is the same whether you enroll on your own or with our help. Our mission is to make the process easier for you and help you get the most value for your budget.
Yes. We always look for the best rates available and recommend any discounts you may qualify for. Our goal is to save you money while making sure you get the coverage you need.
Medigap FAQ
Below are frequently asked questions about Medigap.
Dalton Insurance is proud to offer free education and guidance to help you find the right Medicare plan. We earn a commission from insurance companies when we help you enroll in a plan that fits your needs. This allows us to provide personal support at no extra cost to you.
No, not at all. Our team is committed to helping you choose the plan that is best for your needs. We are paid the same amount no matter which plan you choose, so our only goal is to find what works best for you.
Many Medicare websites can feel overwhelming, confusing, or push you toward certain plans. At Dalton Insurance, we do things differently. We simplify Medicare, explain your options clearly, and offer honest, unbiased guidance to help you make the best decision for your unique situation.
No. Dalton Insurance is not tied to any one company. We are independent brokers who partner with a wide range of trusted Medicare providers. That means we work for you, not for any insurance company.
Yes. Dalton Insurance and all of our team members are fully licensed to offer Medicare insurance products. Our advisors are trained, certified, and updated regularly to make sure you get knowledgeable, up-to-date support.
No, there are no extra costs when you work with us. The price of your Medicare plan is the same whether you enroll on your own or with our help. Our mission is to make the process easier for you and help you get the most value for your budget.
Yes. We always look for the best rates available and recommend any discounts you may qualify for. Our goal is to save you money while making sure you get the coverage you need.
Medicare Advantage FAQ
Below are frequently asked questions about Medicare Advantage.
Dalton Insurance is proud to offer free education and guidance to help you find the right Medicare plan. We earn a commission from insurance companies when we help you enroll in a plan that fits your needs. This allows us to provide personal support at no extra cost to you.
No, not at all. Our team is committed to helping you choose the plan that is best for your needs. We are paid the same amount no matter which plan you choose, so our only goal is to find what works best for you.
Many Medicare websites can feel overwhelming, confusing, or push you toward certain plans. At Dalton Insurance, we do things differently. We simplify Medicare, explain your options clearly, and offer honest, unbiased guidance to help you make the best decision for your unique situation.
No. Dalton Insurance is not tied to any one company. We are independent brokers who partner with a wide range of trusted Medicare providers. That means we work for you, not for any insurance company.
Yes. Dalton Insurance and all of our team members are fully licensed to offer Medicare insurance products. Our advisors are trained, certified, and updated regularly to make sure you get knowledgeable, up-to-date support.
No, there are no extra costs when you work with us. The price of your Medicare plan is the same whether you enroll on your own or with our help. Our mission is to make the process easier for you and help you get the most value for your budget.
Yes. We always look for the best rates available and recommend any discounts you may qualify for. Our goal is to save you money while making sure you get the coverage you need.
Life Insurance FAQ
Below are frequently asked questions about Life Insurance.
There are several types of life insurance that might suit your needs:
- Term Life Insurance: Provides coverage for a specific period, like 10, 20, or 30 years. It’s usually more affordable but doesn’t build cash value.
- Whole Life Insurance: Offers lifelong coverage with fixed premiums and builds cash value over time.
- Final Expense Insurance: Designed to cover end-of-life expenses, such as funeral costs. It’s typically easier to qualify for and has lower coverage amounts.
The amount of coverage you need depends on your personal circumstances. Consider factors like:
- Outstanding Debts: Any remaining mortgage, loans, or credit card debt.
- Final Expenses: Funeral and burial costs.
- Income Replacement: If you want to provide financial support for a spouse or dependents.
- Legacy Goals: Any charitable donations or inheritance you wish to leave behind.
Yes, you can still get life insurance even if you have health issues. Some policies, like Guaranteed Issue Life Insurance, don’t require a medical exam and accept applicants regardless of health. However, these policies might have higher premiums and lower coverage amounts. It’s always a good idea to compare different options and speak with an insurance advisor to find the best fit for your situation.